{"id":1406,"date":"2007-05-03T23:26:41","date_gmt":"2007-05-04T06:26:41","guid":{"rendered":"http:\/\/www.studioglyphic.com\/blog\/2007\/05\/03\/check-your-credit-report-for-free\/"},"modified":"2007-05-03T23:27:32","modified_gmt":"2007-05-04T06:27:32","slug":"check-your-credit-report-for-free","status":"publish","type":"post","link":"https:\/\/www.studioglyphic.com\/blog\/2007\/05\/03\/check-your-credit-report-for-free\/","title":{"rendered":"Check your credit report for free"},"content":{"rendered":"<p>Recently, I&#8217;ve noticed ads on the Internet and on TV about getting your free credit report, but usually there&#8217;s an asterisk saying something about having to sign up with some service or purchase some product. That&#8217;s not exactly free, is it?*<\/p>\n<p>Anyway, you might recall I&#8217;d posted about being able to <a href=\"http:\/\/www.studioglyphic.com\/blog\/2005\/10\/19\/check-your-credit-for-free\/\">check your credit report for free<\/a> once a year. What I said was a little misleading. You can check your credit report at <em>each<\/em> of the three credit reporting agencies for free once a year. Since they are more or less going to be the same, you can actually choose to check your credit report from a different agency <em>every four months<\/em>. Or you might still want to get all three at once just to compare them to one another. <\/p>\n<p>Don&#8217;t forget that if you&#8217;re ever turned down because of your credit history, you have the right to request your credit report for free. This happens every time I try to finance that Ferrari.<\/p>\n<p><a href=\"https:\/\/www.annualcreditreport.com\/\">AnnualCreditReport.com<\/a><\/p>\n<p><a href=\"http:\/\/www.ftc.gov\/os\/statutes\/fcrajump.shtm\">FTC: Fair Credit Reporting Act<\/a><\/p>\n<p><small>*No, it isn&#8217;t.<\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently, I&#8217;ve noticed ads on the Internet and on TV about getting your free credit report, but usually there&#8217;s an asterisk saying something about having to sign up with some service or purchase some product. That&#8217;s not exactly free, is it?* Anyway, you might recall I&#8217;d posted about being able to check your credit report [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[8],"tags":[],"class_list":["post-1406","post","type-post","status-publish","format-standard","hentry","category-useful-stuff"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/psIKy-mG","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/posts\/1406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/comments?post=1406"}],"version-history":[{"count":0,"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/posts\/1406\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/media?parent=1406"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/categories?post=1406"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.studioglyphic.com\/blog\/wp-json\/wp\/v2\/tags?post=1406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}